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2014-03-27

Demos: "The true cost of debt"



"Nine out of ten adults in Britain are in debt, but the emotional and social impact[s?] often overshadows the financial cost.

"Demos's new report reveals Britain's £5bn of hidden debt, developing a Harm Index to highlight the most harmful types of borrowing. [Correct but awkward grammar.]

"Read the report. Read the blog. Come to the event." [Use longer sentences.]



"On April 1st, responsibility for the regulation of consumer debt will pass from the Office of Fair Trading to the Financial Conduct Authority. The Borrowers, a new Demos report supported by the Barrow Cadbury Trust, is a timely intervention in the debate about different types of personal debt.

"This innovative piece of research and analysis develops a new 'bottom-up' typology of personal debt, which moves away from industry-led product definitions. The report examines how different types of debt impacts on individuals and explores why some people are more affected than others.
"Join us to discuss the report's findings and hear from a panel of expert speakers:
  • Yvonne Fovargue MP, Chair of the All Party Parliamentary Group on Debt and Personal Finance
  • Councillor Lib Peck, Leader of Lambeth Council
  • Julia Daniel, Financial Inclusion Manager, London Community Finance
  • Sara Llewellin, Chief Executive, the Barrow Cadbury Trust.
"Jo Salter of Demos and author of the report will chair the discussion.
"The event will take place on Tuesday 1st April in Westminster. The event will start promptly at 9am and finish at 10.30am. Refreshments will be served from 08.30am.

"For more information about attending or to discuss any access queries, please contact us at events@demos.co.uk or 0207 367 6331."

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